Multipurpose Credit

Multipurpose credit is a type of loan that provides flexibility in using funds without a specific purpose. Borrowers can use these funds for various needs, such as working capital, investment and consumption.


Superiority :

  1. Limit: Maximum 2 billion.
  2. Term :  60 Months
  3. Competitive interest rates.


Condition :

  1. Copy of valid KTP (Husband/Wife).
  2. Copy of Family Card.
  3. Copy of Marriage Certificate from Civil Registry/Divorce from Court/Death.
  4. NPWP (for loans of IDR 50 million and above).
  5. TDP/SIUP/Business Certificate.
  6. Copy of Financial Records.
  7. Copy of Current/Savings Account for the Last 3 Months.
  8. Latest Salary Slip.
  9. Copy of Work Certificate.
  10. Copy of Appointment Decree.
  11. Copy of Practice Certificate/Practice Permit.
  12. Copy of Professional Membership.
  13. Letter of Recommendation from Place of Work.
  14. Copy of Electricity/PDAM Account.
  15. Copy SHM/SHGB.
  16. Copy IMB.
  17. Copy PBB.
  18. Copy BPKB.
  19. Copy of loan history at another bank (if take over).
  20. Other documents (if required)