Multipurpose credit is a type of loan that provides flexibility in using funds without a specific purpose. Borrowers can use these funds for various needs, such as working capital, investment and consumption.
Superiority :
- Limit: Maximum 2 billion.
- Term : 60 Months
- Competitive interest rates.
Condition :
- Copy of valid KTP (Husband/Wife).
- Copy of Family Card.
- Copy of Marriage Certificate from Civil Registry/Divorce from Court/Death.
- NPWP (for loans of IDR 50 million and above).
- TDP/SIUP/Business Certificate.
- Copy of Financial Records.
- Copy of Current/Savings Account for the Last 3 Months.
- Latest Salary Slip.
- Copy of Work Certificate.
- Copy of Appointment Decree.
- Copy of Practice Certificate/Practice Permit.
- Copy of Professional Membership.
- Letter of Recommendation from Place of Work.
- Copy of Electricity/PDAM Account.
- Copy SHM/SHGB.
- Copy IMB.
- Copy PBB.
- Copy BPKB.
- Copy of loan history at another bank (if take over).
- Other documents (if required)